Retirement marks a brand new phase in your life, and Mississippi has some standout places for you to begin this next chapter. Hidden gems like Ocean Springs, Vicksburg, and Hattiesburg each bring something unique to the table for retirees, from coastal views to historic streets. The only question is: which one feels like home?
Retiring in Mississippi: Where Will Your Dollar Go the Furthest?
Before you settle into retirement, it’s important to understand how far your budget will go. Here’s a comparison of the housing markets in Ocean Springs, Vicksburg, and Hattiesburg to help you make an informed decision:
Vicksburg:
- Median Home Price: $159,000
- 10% price decrease year-over-year
➤ The most affordable choice for retirees looking to stretch their dollar.
Looking to get the most bang for your buck? Vicksburg is your best bet. With affordable homes, scenic river views, and a laid-back lifestyle, it’s an ideal spot for retirees. Why wait? You can explore homes for sale in Vicksburg, compare prices, and track market trends with Houzeo, America’s best real estate app.
Ocean Springs:
- Median Home Price: $257,000
- 9% price increase year-over-year
➤ More expensive than Vicksburg, but affordable compared to other coastal retirement spots in the country.
If you’re dreaming of seaside living without breaking the bank, Ocean Springs is worth a closer look. The city offers beautiful beaches and a vibrant art scene, perfect for retirees looking to enjoy a relaxed yet lively lifestyle.
Hattiesburg:
- Median Home Price: $428,000
- 232.2% price increase year-over-year
➤ Rising demand may make it less accessible for budget-conscious retirees.
Hattiesburg is a bit pricier than other Mississippi cities. However, its vibrant downtown, quality healthcare, and access to nature make it a great choice for those looking to make the most of their twilight years.
In addition to housing, all three cities benefit from Mississippi’s generally low cost of living, with affordable utilities, groceries, and services compared to national averages.
Healthcare and Quality of Life: What Retirees Can Expect in Each City
Access to quality healthcare is crucial during retirement, and each city offers different levels of medical care. Vicksburg offers basic care through Merit Health River Region, but specialized treatment may require a trip to Jackson. In Ocean Springs, you’ll have nearby medical centers in Biloxi and Gulfport, along with the wellness perks of year-round coastal living.
Hattiesburg, home to the University of Southern Mississippi, is equipped with robust medical facilities and specialized care centers. In fact, the city’s healthcare infrastructure rivals that of much larger urban areas.
If you want to settle near top healthcare facilities, browse homes for sale in Hattiesburg. You can use Houzeo, America’s best home buying website, to filter through listings near Forrest General Hospital and other premier medical centers in the city.
Climate and Outdoor Living: What Retirees Can Expect in Each City
Mississippi’s subtropical climate allows for year-round outdoor activities, and each city has its distinct advantages.Vicksburg blends historic charm with riverfront recreation, with scenic trails at the National Military Park, and activities along the Mississippi River. Hattiesburg has a cooler inland feel, with plenty of parks and access to De Soto National Forest for hiking.
Ocean Springs brings the best of coastal living. Sea breezes keep summer heat in check and mild winters create the perfect conditions for outdoor adventures. With fishing, boating, and beachcombing just minutes away, it’s a great spot for retirees who want to make the most of life by the water.
If the coastal life is for you, discover houses for sale in Ocean Springs. With a variety of homes to choose from, you’re sure to find the perfect place to enjoy all that the Gulf Coast has to offer.
What the Housing Market Reveals About Your Retirement Budget
The housing market offers a clear snapshot of each city’s appeal and retirement potential. Here’s a look at the latest trends in Vicksburg, Ocean Springs and Hattiesburg to see what your money can buy:
Vicksburg:
- Market Type: Volatile, with slower movement
- Average Days on Market: 84 days (up by 26 days year-over-year)
- Home Pricing: Declining prices amid slower sales
- Market Trends: Limited inventory; 8 homes sold in August 2025 (down from 18 year-over-year)
Ocean Springs:
- Market Type: Steady, with consistent buyer interest
- Average Days on Market: 36 days (down by 16 days year-over-year)
- Home Pricing: Moderate price growth despite stable sales
- Market Trends: Healthy inventory; 32 homes sold in August 2025 (down from 36 year-over-year)
Hattiesburg:
- Market Type: Competitive, with strong buyer demand
- Average Days on Market: 35 days (down by 5 days year-over-year)
- Home Pricing: Rising prices driven by high demand
- Market Trends: Limited inventory; 10 homes sold in August 2025 (down from 12 year-over-year)
Which Mississippi City Fits Your Retirement Style?
Choosing the right retirement spot comes down to what matters most to you. Vicksburg stands out for its budget-friendly historical charm, while Ocean Springs is perfect for those who love the coast. If quality healthcare and community amenities are your priorities, Hattiesburg should be on your radar.
Ultimately, each city offers its own unique slice of Mississippi hospitality. Try visiting during different seasons before you make your final decision.